Convert Swiss Franc to Euro
CHF to EUR Exchange Rate Calculator
1 Swiss Franc (CHF) = 1.0930 Euro (EUR) at the live mid-market rate. That means $100 CHF converts to roughly 109.30 EUR, and $1,000 CHF converts to about 1,093.00 EUR. The CHF/EUR rate refreshes every hour from Frankfurter, which sources data from the European Central Bank reference set. Enter any amount below to convert instantly — free, no sign-up.
90-day CHF/EUR context
Over the past 90 days, CHF/EUR has traded between 1.0820 and 1.1101. The current rate of 1.0930 sits roughly 39% through that range — in the middle of the recent range. Versus the rate 90 days ago, Swiss Franc has weakened by 0.93% against Euro.
CHF/EUR Price History
Interactive CHF/EUR exchange rate chart with 7-day, 30-day, and 90-day views.
About Swiss Franc (CHF)
The Swiss Franc (CHF) is the official currency of Switzerland and Liechtenstein. Backed by Switzerland's political neutrality, current-account surplus, and AAA-rated government debt, it is the textbook safe-haven currency — the first destination for capital during crises.
- •Switzerland runs one of the world's largest current-account surpluses relative to GDP
- •Swiss National Bank (SNB) held the EUR/CHF floor at 1.20 from 2011 until abandoning it on 15 January 2015
- •SNB balance sheet assets exceeded 110% of Swiss GDP at peak — the largest relative to GDP of any G10 central bank
- •Swiss gold reserves rank among the highest per capita globally
- •Switzerland's referendum system means monetary policy can be constrained by public votes
About Euro (EUR)
The Euro (EUR) is the official currency of 20 European Union member states — collectively the Eurozone — and the world's second-most-traded currency. Introduced in 1999 as an accounting currency and 2002 as physical cash, it is managed by the European Central Bank (ECB) from Frankfurt.
- •Used daily by over 340 million people across 20 countries
- •Second-largest reserve currency, ~20% of global central bank reserves
- •EUR/USD is the world's most-traded currency pair (~23% of forex volume)
- •ECB sets the deposit facility rate, main refinancing rate, and marginal lending rate
- •Eurozone CPI target is 2% over the medium term
Frequently Asked Questions
What was the EUR/CHF "floor" and why did it matter?
In September 2011 the Swiss National Bank announced an unlimited commitment to defend an EUR/CHF floor at 1.20 — buying foreign currencies in unlimited quantities to prevent CHF appreciation. The policy held for over three years. On 15 January 2015 the SNB abandoned the floor without warning; EUR/CHF collapsed from 1.20 to 0.85 in minutes, the most dramatic G10 FX move on record.
Does the SNB still intervene in EUR/CHF?
Yes, though less aggressively. After abandoning the floor, the SNB shifted to discreet FX intervention combined with negative interest rates (which ended in 2022). Watch SNB sight-deposit data published every Monday at 09:00 UTC — rising sight deposits signal that the SNB has been buying EUR (selling CHF) to weaken the franc.
Why is CHF a safe-haven currency?
Switzerland runs one of the world's largest current-account surpluses, holds over $800 billion in foreign reserves, and maintains political neutrality with strong rule of law. During global stress episodes, capital flows into CHF — pushing EUR/CHF lower. The 2022 Eurozone energy crisis briefly pushed EUR/CHF below parity (0.95) for the first time ever.
How does Eurozone stress affect EUR/CHF?
Italian or Greek bond-spread blowouts, banking-sector stress, and political crises all produce CHF rallies. Watch the BTP-Bund spread (Italian 10-year yield minus German 10-year yield) as a near-real-time EUR/CHF leading indicator. A 50 bp BTP-Bund widening typically drags EUR/CHF down 1–2% within days.
When is EUR/CHF most liquid?
During the London session (07:00–16:00 UTC), with a secondary peak around the New York open. Zurich-based desks open at 07:00 UTC. EUR/CHF is one of the lowest-volatility major crosses in normal regimes — daily ranges of 30–50 pips are typical.
Related Conversions
More on CHF and EUR
Country money guides, key terms, rate history, and articles related to CHF/EUR.
Country guides
Glossary
- Pip (Forex)A pip ("percentage in point") is the smallest standard price increment for a currency pair…
- Spread (Forex)The spread is the difference between the buy (ask) price and the sell (bid) price of a cur…
- Safe-Haven CurrencyA safe-haven currency is one that investors buy during periods of global financial stress,…
Rate history
- EUR/CHF historyEUR/CHF is the most-watched cross between the Eurozone and the world's strongest safe-haven currency
- USD/CHF historyUSD/CHF is one of the most dramatic G10 pairs of the modern era, defined by the 2015 SNB floor abandonment — the most dramatic single-day move in major-currency FX history
Articles
- Currency Exchange Rates: How They Work and MoveLearn how currency exchange rates work, what causes fluctuations, and key factors every traveler, investor, and business should know.
- BRICS De-Dollarization Progress Tracker 2026: Latest Status & NumbersLive tracker of BRICS de-dollarization progress in 2026. USD reserve share, central bank gold buying, CIPS volume, member additions. Updated weekly with sources.
- Dollar Dying: USD Hits Lowest Reserve Share Since 1995The dollar's reserve share fell to 56.32% — lowest since 1995. China slashed Treasuries by 47%, BRICS settle 99% in local currencies, gold soaring.
Related Reading
Background on Swiss Franc, Euro, and the forces that move CHF/EUR.
USD vs EUR: Exchange Rate History and Analysis
USD/EUR exchange rate history from 1999 to 2026. Key events, economic forces, and trends shaping the world's most traded pair.
guideHidden Fees of Sending Money Abroad: Real Costs
Discover the hidden costs of international money transfers. Learn how exchange rate markups, wire fees, and intermediary charges can cost you hundreds.
how-toCheapest Way to Send Money Internationally in 2026 (Fees Compared)
The cheapest way to send money internationally in 2026, compared side-by-side. Wise vs PayPal vs bank wire vs Remitly vs OFX — fees, exchange rate markups, speed, and total cost on a $1,000 transfer.
Exchange rates refresh hourly · Sourced from institutional-grade data providers