Convert USD Coin to US Dollar
USDC to USD Price Calculator
USD Coin — 7 Day Price
Interactive USD Coin price chart with 7-day, 30-day, and 90-day historical data.
1 USD Coin (USDC) = 0.999687 USD at the live mid-market price. That means 10 USDC converts to roughly 10.00 USD, and 100 USDC to about 99.97 USD. Prices refresh every 5 minutes from CoinGecko, which aggregates data from over 1,000 exchanges and weights by trading volume. USDC is a stablecoin designed to track USD 1:1 — small deviations from parity are signals of redemption stress, not normal price action.
About USD Coin (USDC)
USD Coin (USDC) is a fully-reserved US Dollar stablecoin issued by Circle Internet Financial. Launched in 2018 (originally jointly with Coinbase as the CENTRE consortium), USDC is the second-largest stablecoin and the preferred institutional stablecoin thanks to its regulatory posture and transparent reserve attestations.
Second-largest stablecoin by market cap after USDT
Reserves are held in short-duration US Treasuries and cash at major US banks
Circle publishes monthly attestations of reserve composition
Depegged briefly to ~$0.87 in March 2023 during the Silicon Valley Bank collapse
Circle completed its NYSE IPO in 2025, becoming the first publicly traded major stablecoin issuer
What drives the USDC price?
USDC is designed to stay at $1 — deviations signal market stress. Circle banking-relationship headlines (SVB, Signature Bank) have produced the most dramatic depegs. Regulatory clarity (MiCA in the EU, stablecoin legislation in the US) supports USDC's competitive position versus USDT.
Trading notes
USDC is the preferred stablecoin on Coinbase and most US-regulated venues. Cross-chain transfers are available on Ethereum, Solana, Base, Arbitrum, Avalanche, and more via Circle's Cross-Chain Transfer Protocol (CCTP).
Frequently Asked Questions
Why is USD Coin pegged to the US Dollar?
USD Coin is a stablecoin — it's designed to trade 1:1 with USD. The peg is maintained through fully-reserved dollar backing (Treasury bills and cash deposits) plus market-maker arbitrage that redeems or creates tokens to close any pricing gap.
Does USD Coin always equal exactly $1?
Almost always, but brief depegs happen during banking crises (USDC hit $0.87 in March 2023 during the SVB collapse) or redemption stress. Deviations from $1 are the primary signal of stress in crypto — watch for them.
Is USD Coin safe to hold?
Safety depends on the reserve composition and custodian. Both Tether and Circle publish attestations. USDC is regulated under US money-transmitter laws; USDT operates offshore but has grown reserves composition transparency significantly since 2021. Neither is FDIC-insured.
What's the difference between USD Coin on different blockchains?
USD Coin exists on Ethereum, Tron, Solana, and many other chains — all backed by the same issuer. Transfer speed and fees differ dramatically: Tron is cheapest, Solana fastest, Ethereum has highest compatibility with DeFi.
How do I redeem USD Coin for actual USD?
Via the issuer's direct redemption channels (Circle Mint for USDC, Tether Treasury for USDT) — both require KYC and minimum balances, typically $100,000+. Most users swap to fiat via a centralized exchange (Coinbase, Binance) instead.
Related Conversions
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Prices refresh every 5 minutes · Aggregated from major exchanges